Indonesia-based financial services company Mirae Asset Sekuritas Indonesia, in collaboration with Bank DBS Indonesia, has launched M-Stock Online Retail Bond, an investment instrument that aims to provide easier and more affordable access for retail customers to invest in government bonds ( GBs ), including conventional Government Securities and Shariah Government Securities.

With this collaboration, investors, the Mirae Asset says, have a more stable investment alternative that can be used as a portfolio diversification strategy, especially amid high-market volatility.

Currently, GBs, which are known for their low risk and guaranteed by law, are one of the conservative investment options that can help retail investors navigate market instability.

However, retail investors typically do not have readily available access to invest in these instruments as they require a minimum purchase. 

Several advantages of transacting retail bonds on the M-Stock application include real-time features supported by the application programming interface from the bank.

This enables customers, the company notes, to obtain the best prices for GBs directly, whether for buying or selling transactions, providing them with greater efficiency, transparency and cost-effectiveness.

“This platform is designed with advanced, real-time technology, seamless and affordable, with a minimum purchase starting from 1 million rupiah ( US$60.65 ),” adds Tae Yong Shim, the company’s CEO. “Bonds themselves offer greater stability compared with stocks due to their more controlled movements compared with other investment instruments. Additionally, the bonds have the advantage of providing fixed income paid periodically through coupon interest.”